The health and well-being of your employees is paramount at a time when rising deductibles and out-of-pocket maximums create financial uncertainty.

That’s why many employers offer supplemental benefits like accident, critical illness and hospital indemnity plans alongside conventional health coverage as part of a cost-effective way to support their workforce.

But traditional voluntary benefits often leave employers frustrated because of:

  • Limited visibility into plan performance
  • Hidden fees and commissions
  • Low employee enrollment and engagement
  • No return on unused premium dollars

Our new eBook explores a better way

Discover how the group captive model brings transparency, efficiency, and value back to supplemental benefits—without adding financial risk or administrative burden. With a group captive model, employers can:

  • Apply more of each premium dollar to paying claims
  • Gain full transparency into claims and expenses
  • Receive unused premiums in the form of a dividend for reinvesting in employee health and wellness benefits
  • Improve enrollment and utilization through enhanced plan design
  • Avoid any downside financial risk
  • Ensure 100% ERISA compliance

A Smarter Strategy for Supplemental Benefits

Learn how a group captive approach can strengthen your benefits strategy, aligning with the needs of your workforce and your goal of controlling healthcare costs.

Fill out the form below to download a copy of our eBook.