Voluntary benefits financed the way they should be
Efficiently. Transparently. Benevolently.
Employees pay fully insured premiums. Nothing more.
There is no change to the insurance carrier relationship.
BeneRe reinsures the VB program and returns all profits to the health & welfare fund.
It’s that simple.
Participation in BeneRe’s group captive insurance program is offered to U.S. based employers with either a minimum of 2,500 eligible employees or minimum premiums of $300,000 for these policies.
BeneRe is different.
Supplemental benefits have become an increasingly important part of traditional employer-sponsored health insurance programs due to increasing deductibles and out-of-pocket maximums for employees across all industries and income levels.
But employers have expressed their frustration with these policies because of a lack of TRANSPARENCY regarding claims and expenses, which causes suspicion regarding the VALUE being delivered. This is why we established BeneRe, a group captive insurance solution that maximizes value for the employees rather than the insurance industry.