Coverages
Protection and peace of mind for families and finances
Our supplemental benefit options that include accident, critical illness, and hospital indemnity programs offer greater coverage at lower premiums. This group captive model also returns surplus claims funds directly to your company’s employee benefits program for reinvestment.
Protection and peace of mind for families and finances
Making supplemental coverages more affordable and accessible to everyone
Accident Coverage
You can’t predict an accident. You can protect against the high cost of one.
Give employees added protection that quickly compensates them when they are involved in an accident.
- Provides lump-sum payment directly to employees for injuries from a covered accident
- Covers items such as: broken bones, concussions, ambulance, stitches, burns, and more
- Helps employees pay for their out-of-pocket expenses likes deductibles and copays
Critical Illness Coverage
When things are at their worst, BeneRē is at its best.
Protect employees with critical care funds they can use to pay expenses not covered by other health insurance coverage.
- Provides lump-sum payment directly to the employee upon diagnosis of a covered illness
- Covers items such as: heart attack, stroke, cancer, Alzheimer’s, loss of sight, and more
- Helps provide employees financial security and extra money to pay for items such as: mortgage, lawn care, childcare, and more
Hospital Indemnity Coverage
The last thing someone should worry about during a hospital stay is how to pay for it.
Provide employees with a way to supplement their existing health care coverage that helps to pay hospital stay expenses.
- Provides cash benefits directly to the employee upon admittance into the hospital for a covered stay
- Covers hospital stays for labor and delivery, surgery, accidents, and more
- Helps employees meet the unforeseen costs associated with a hospital stay
“In a market where employers continue to shift costs to their employees, I’m excited to have the ability to set a new standard and drive value back to employees.”
– Michael Schaller
COO