Group captive insurance is a model supported by BeneRe to benefit employees and employers. Here’s how the bowl of skittles works. Key Takeaways Captive insurance companies write coverage for very specific risks, typically among a small group of participants A...
Heaped commissions allow brokers to receive a large commission upfront, up to 75%. This structure has misaligned the business model for voluntary benefits. Key Takeaways: Heaped commissions were born decades ago when the high costs associated with voluntary benefits,...